Ios288 6140e140 f227 4b83 93a6 9399d3185a53
Carlos Martinez

CEO / Banker

NMLS #235339

Vanmar Lending | NMLS # 1107512
77824 Wildcat Drive | Palm Desert, CA 92211

Apply Now Borrowers Authorization Upload Secure Docs
Historical Primary Mortgage Market Survey® data provided by Freddie Mac
Important Disclosure


Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
Back

NEWSFEED

Mortgage Calculator

$
%
= $
%
+
yr
+
$
per year
$
per year
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Refinance Calculator

$
$
%
+
yr
+
$
per year
$
per year
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Affordability Calculator

$
$
$
%
+
yr
+
$
per year
$
per year
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Calculator Results

You can afford $300,000

Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Estimated insurance needed:$667/month
MI rates provided by Logomgictrans12

Email the results above to:
Not a valid email address

Contact

Back
Back

SHARE APP

Show Advanced Options
Cancel
Back

SHARE APP

Congrats!
Please provide information or skip.
Skip
Back

SHARE APP

Thank you icon

Thank You!

 

Action Title
Name:  
Phone:  
Email:  
Update information above

Complete Form
Send Cancel

By submitting information above I agree to the privacy policy and to being contacted.

DISCLAIMER













Cancel

Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

Back

Shared

Thank you for sharing my app! OK

Sent

Your message has been sent. OK

My name is Carlos Martinez and I am a full time branch manager and mortgage advisor for Vanmar Lending and I love to help people! I graduated from San Diego State University with a BA in Finance and now live in the Coachella Valley with my beautiful wife, Kristen, and our 6 fun-loving children. What I enjoy most is weekend BBQ's while making memories with my family. . I believe in open, direct communication to proactively preparing my clients for success. It's a part of who we are here at Vanmar Lending. I also enjoy the challenges of structuring a tough file together to give my client(s) the best opportunity to obtain financing and making their dreams a reality. Lending is stressful and involves a lot of mutual trust and strong communication. I believe that financing your home is one of the most important financial decisions you can make and I would be honored to be your lifelong resource for financing. Let's connect! I can be reached at (760) 702-0420 via phone or text.
Equal housing lender retina badge

Email sent

The calculator data has been emailed to OK

DISCLAIMER

You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your sales consultant.

Don't Prompt Me Again Ok Cancel
Ios288 6140e140 f227 4b83 93a6 9399d3185a53
Carlos Martinez

CEO / Banker

NMLS #235339

Vanmar Lending | NMLS # 1107512
77824 Wildcat Drive | Palm Desert, CA 92211

Thank you for visiting my domain. Please click on the button below to install and open my app:

Ios288 6140e140 f227 4b83 93a6 9399d3185a53
Carlos Martinez

CEO / Banker

NMLS #235339

Vanmar Lending | NMLS # 1107512
77824 Wildcat Drive | Palm Desert, CA 92211

!

It looks like your device is offline at the moment. An internet connection is required for this app to work.

The app will be available when your device connects to the internet.

Call Carlos Martinez

Text Carlos Martinez




Release: master-3887

Back

Documents

Click on any document below to preview on your device. If you'd like to have these emailed to you for printing, select them and click 'Send Me Doc(s)'.

Documents

Thank You!
Your documents will be sent out shortly.
Continue

NEWSFEED

Back

Ios288 6140e140 f227 4b83 93a6 9399d3185a53

Last Step! Register Your App!

By sharing your contact information with me you can expect my personalized service. Your information is safe and only I will see it. I look forward to working with you. Thank You!
Cookie icon We noticed you do not have cookies enabled. In order for this app to function correctly you must enable cookies.
To enable cookies: